Leasing and instalment payments are modern forms of financing which are worthy of consideration in many situations. Use our online calculator to calculate your individual rate.
The financing amount must be between 400 EUR and 15000 EUR.
Alternatively, you are welcome to go through us, personally. Please select "Request financing per mail."
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The benefits of leasing at a glance:
Invest without capital expenditure. Your working capital, line of credit and securities from the bank remain unaffected.
Pay as you earn
Since the leasing costs are paid as you gain income or benefit from the leased property, you are able to pay for the lease payments out of the current income.
Ability to plan
Lease payments are constant and fixed over the entire period of the lease, meaning that there are no increases in interest rates and you can be sure of the costs you will have to pay.
Fully tax deductible
Lease payments are fully tax deductible as business expenses.
Leasing has no impact on the balance sheet
Investments through leasing are not considered a loan or liability and make your balance sheet look better. There are no problems related to depreciation.
You can respond flexibly to changing market conditions by making new purchases immediately. You do not have to wait until reserves from profits allow investment.
"Fixed-term leasing", as opposed to "buying forever", allows you to rethink how up-to-date your business assets are, both technically and economically.
Our current lease terms at a glance:
|Up to EUR 4,000.00||Up to EUR 7,000.00||Up to EUR 15,000.00|
How you can calculate your monthly lease rate:
Value of goods (gross) x factor = monthly lease payment
Example of lease with a term of 36 months at a value of EUR 5,000.00
5,000.00 x 0.03397 = 169.85
The monthly lease payment will be EUR 169.85.
Please use our online calculator or let us calculate an individual offer for you in cases of larger projects from approx. EUR 7,000.00.
Payment by instalments
You can pay in up to 24 small monthly instalments!
Our current terms for instalment payments at a glance:
|Number of monthly instalments||Interest charge per month|
How you can calculate your monthly instalment:
(Value of goods, gross x interest charge) / monthly rate = monthly instalment
Example of an instalment payment with a term of 8 months at a value of EUR 500.00
|Value of goods||EUR 500.00|
|Interest charge (500.00 x 0.70 x 8) / 100||EUR 28.00|
|Partial payment price (value + interest charges)||EUR 528.00|
The monthly rate is EUR 528.00: 8 = EUR 66.00
Please use our online calculator.